{"id":454,"date":"2021-12-17T14:12:06","date_gmt":"2021-12-17T13:12:06","guid":{"rendered":"https:\/\/www.assistanceplustogo.com\/?p=454"},"modified":"2021-12-17T14:12:08","modified_gmt":"2021-12-17T13:12:08","slug":"a-p-togo-plaidoyer-des-femmes-commercantes-aupres-des-instutitions-des-mocro-finances-a-travers-la-federation-des-institutions-de-micro-finances-du-togo-pour-alleger-les-mecanismes-doctroi","status":"publish","type":"post","link":"https:\/\/www.assistanceplustogo.com\/index.php\/2021\/12\/17\/a-p-togo-plaidoyer-des-femmes-commercantes-aupres-des-instutitions-des-mocro-finances-a-travers-la-federation-des-institutions-de-micro-finances-du-togo-pour-alleger-les-mecanismes-doctroi\/","title":{"rendered":"A-P Togo : PLAIDOYER DES FEMMES COMMERCANTES AUPRES DES INSTUTITIONS DES MOCRO-FINANCES, A TRAVERS LA FEDERATION DES INSTITUTIONS DE MICRO FINANCES DU TOGO POUR ALLEGER LES MECANISMES D\u2019OCTROIE DE CREDITS AUX FEMMES COMMERCANTES"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211216-WA0007-1024x768.jpg\" alt=\"\" class=\"wp-image-455\" width=\"426\" height=\"319\" srcset=\"https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211216-WA0007-1024x768.jpg 1024w, https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211216-WA0007-300x225.jpg 300w, https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211216-WA0007-768x576.jpg 768w, https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211216-WA0007.jpg 1080w\" sizes=\"auto, (max-width: 426px) 100vw, 426px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Organis\u00e9e par Assistance Plus Togo avec l\u2019appui financier de l\u2019UAF-A (Urgent ActionFund Africa), il s\u2019est tenu ce mercredi 15 D\u00e9cembre2021 une s\u00e9ance de plaidoyer sur l\u2019all\u00e9gement des m\u00e9canismes d\u2019octroi de cr\u00e9dits aux femmes commer\u00e7antes aupr\u00e8s des institutions de microfinances et mutuelles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il s\u2019est agi pour les femmes commer\u00e7antes de faire un plaidoyer visant \u00e0 all\u00e9ger les proc\u00e9dures et m\u00e9canismes d\u2019octrois de cr\u00e9dits aux femmes commer\u00e7antes n\u2019ayant pas de papiers d\u2019identit\u00e9 ni de naissances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En effet nombreuses de femmes commer\u00e7antes ne disposent pas des pi\u00e8ces d\u2019identit\u00e9 ni de naissances qui leurs permettent d\u2019avoir du cr\u00e9dit et se retrouve \u00e0 s\u2019organiser en r\u00e9seaux de confiance organis\u00e9s pour avoir des pr\u00eats. Ces r\u00e9seaux de confiance constituent pour la plupart une source d\u2019endettement voire m\u00eame une perte de leur activit\u00e9s g\u00e9n\u00e9ratrice de revenu.Pour certaines femmes le probl\u00e8me se situe au niveau du montant de l\u2019assurance variant en fonction de l\u2019\u00e2ge de l\u2019int\u00e9ress\u00e9 et de la garantie exig\u00e9e par les microfinances lors des proc\u00e9dures d\u2019octroi de pr\u00eat. Il est \u00e0 noter <a>\u00e9galement<\/a> que le manque d\u2019information aux femmes sur les diff\u00e9rents textes, proc\u00e9dures et conditions d\u2019octroi et remboursement des cr\u00e9dits et de sensibilisation des promoteurs des microfinances constituent \u00e9galement un v\u00e9ritable probl\u00e8me dans l\u2019accroissement de leur activit\u00e9s commerciale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il ressort de cette s\u00e9ance quatre recommandations \u00e0 savoir&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>All\u00e9ger la garantie mat\u00e9rielle et financi\u00e8res&nbsp;;<\/li><li>Accepter les cartes d\u2019\u00e9lecteur&nbsp;pour l\u2019octroi des cr\u00e9dits ;<\/li><li>Accepter les groupes solidaires pour celles qui n\u2019ont pas de naissances, de se cautionner mutuellement&nbsp;;<\/li><li>&nbsp;Partager la modification des textes apr\u00e8s les AG&nbsp;;<\/li><li>&nbsp;Sensibiliser les promotrices dans la collecte en mauvaise fois dans le remplissage des carnets.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0003.jpg\" alt=\"\" class=\"wp-image-458\" width=\"398\" height=\"219\" srcset=\"https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0003.jpg 1000w, https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0003-300x166.jpg 300w, https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0003-768x425.jpg 768w\" sizes=\"auto, (max-width: 398px) 100vw, 398px\" \/><figcaption>   <\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mme KLOLLY Akouvi<\/strong> la repr\u00e9sentante du minist\u00e8re du Commerce \u00e9tant pr\u00e9sente \u00e0 cette s\u00e9ance a exhort\u00e9 les femmes \u00e0 oser, \u00e0 \u00eatre uni, et \u00e0 \u00eatre fid\u00e8le aux microfinances et s\u2019informer pour b\u00e9n\u00e9ficier des avantages qu\u2019offre ces institutions et surtout avec l\u2019arriv\u00e9 de la Zone de Libre-Echange continentale Africaine (ZLECAf) afin qu\u2019elles puissent avoir des cr\u00e9dits et rester comp\u00e9titives<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0000.jpg\" alt=\"\" class=\"wp-image-456\" width=\"496\" height=\"249\" srcset=\"https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0000.jpg 1000w, https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0000-300x151.jpg 300w, https:\/\/www.assistanceplustogo.com\/wp-content\/uploads\/2021\/12\/IMG-20211217-WA0000-768x387.jpg 768w\" sizes=\"auto, (max-width: 496px) 100vw, 496px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Organis\u00e9e par Assistance Plus Togo avec l\u2019appui financier de l\u2019UAF-A (Urgent ActionFund Africa), il s\u2019est tenu ce mercredi 15 D\u00e9cembre2021 une s\u00e9ance de plaidoyer sur &hellip; <\/p>\n","protected":false},"author":1,"featured_media":457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe"],"_links":{"self":[{"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/posts\/454","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/comments?post=454"}],"version-history":[{"count":2,"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/posts\/454\/revisions"}],"predecessor-version":[{"id":460,"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/posts\/454\/revisions\/460"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/media\/457"}],"wp:attachment":[{"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/media?parent=454"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/categories?post=454"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.assistanceplustogo.com\/index.php\/wp-json\/wp\/v2\/tags?post=454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}